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What is the best app for car insurance quotes? Why should I use an app instead of going into an insurance office? How can an app save me money on car insurance?
What Is An App For Car Insurance Quotes?
There are a couple different types of apps you can use to get a car insurance quote. The traditional apps are basically just rebranded websites in the form of a smartphone app. However, the better set of apps actually base your rate off of the way you drive. The choice is up to you. Would you like to just get a State Farm or Geico Quote? Download their app or use their websites. But if you are a good driver, why not try one of these apps and see if you can get an even lower rate?
Traditional Car Insurance App Quotes
These are no different than simply clicking on Allstate.com, Gabi.com or pretty much any other website. Unless your smartphone is your primary internet browsing device, I would recommend not using these apps. They will take up space on your phone, might use some of your limited data for the month, it may take several minutes for them to download, might get in the way of finding apps you are looking for and, more or less, have the same exact utility as the carrier’s website. Just use their website and see what quotes they give you.
The Best Apps For Car Insurance Quotes
These apps are great! If you have a few marks on your driving history or not the best credit report, these apps are probably your best bet at getting a cheap car insurance quote. Even if you have a great driving history, these apps will probably save you a bundle every month. I found that I could get much better coverage at almost 1/3 of the price with Root instead of Allstate. How is this possible?
How Root Insurance Saved Me Money
Root Insurance works by having you install their app and tracking how you drive. They track things like how often you drive, what hours of the day you drive and how you accelerate and decelerate. With this information, they chose which drivers to insure. By being picking about who they approve, they can avoid having to pay out on accidents. This savings allows them to give you great rates and still make money. They also avoid some of the larger expenses that other insurance carriers have. They seem to focus on viral digital marketing instead of television ads, for example. With a focus on keeping costs down, they are usually the cheapest around. When I sold insurance, I checked my insurance rates with several carriers. Being appointed with 11 of them, I got a glimpse into auto insurance quotes most people don’t. I found that they beat all of the carriers I tried. About a year and a half later, I tried again but I couldn’t beat them. Root has some of the best insurance rates. Because they saved me so much money, I believe they are the best app for car insurance quotes.
There you have it! Now you know which apps to download and which to avoid when looking for the best car insurance rate. If you want to learn more about Root Insurance, click here to read my review. It tells you the top five reasons I believe they are the best car insurance company right now. Or, if you would rather just get a quote with them, click this link.
Adam is a license Property and Casualty Insurance Agent for over two years in 25 States. He has worked with 10 different insurances companies. His interests include marketing, insurance, sales, and personal finance.